Classic Salary Account

Effortless salary management for professionals — with zero balance, digital convenience, and exclusive Heritage Credit Union benefits.

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Experience Seamless Salary Banking

Heritage Credit Union’s Classic Salary Account is tailored for working professionals and employees seeking simplicity, speed, and convenience. It’s more than just a salary deposit account — it’s your partner in achieving everyday financial stability. Enjoy zero balance requirements, instant salary credit, ATM accessibility, and a fully digital onboarding experience designed for employees across the USA and Canada.

With dedicated customer service and digital tools that simplify your banking, you can manage transactions, track savings, and pay bills anytime, anywhere. Whether you’re just starting your career or managing household finances, the Classic Salary Account gives you the freedom and flexibility you deserve.

Key Features & Benefits

Zero Balance Facility

No minimum balance needed — your account stays active with zero maintenance worries.

Instant Salary Credit

Your salary is credited on time, every time — enjoy peace of mind with direct payroll transfers.

Free Debit Card

Enjoy global access with a complimentary debit card for easy ATM withdrawals and payments.

Mobile & Online Banking

Access your account 24/7 through our secure and user-friendly mobile app and web portal.

Enhanced Security

Stay protected with multi-layered security, OTP verification, and fraud monitoring systems.

Exclusive Employee Perks

Get access to reward programs, cashback offers, and employee-specific financial services.

Why Choose Heritage Credit Union?

For decades, Heritage Credit Union has been the trusted financial partner of professionals and families across North America. Our commitment to digital innovation, transparent banking, and personalized care helps you make the most of your salary with smarter financial tools.

Trusted by thousands of employees in the USA and Canada.
Seamless integration with employer payroll systems.
Advanced mobile banking with biometric authentication.
24/7 support and dedicated relationship managers.

Frequently Asked Questions

Let's Answer Some Of Your Questions Or Frequently Asked Questions

Any salaried employee in the USA or Canada aged 18 or above with valid employment proof and ID is eligible.

No, the Classic Salary Account offers zero-balance maintenance with full account benefits.

Yes, existing Heritage Credit Union customers can upgrade to the Classic Salary Account with a simple request.

You can apply online in minutes through our digital onboarding portal or visit a nearby Heritage Credit Union branch.

Yes, all Classic Salary Account holders receive free debit card access and full mobile banking services.