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The Heritage Credit Union Student Current Account is designed for students across the USA and Canada who want easy, flexible, and secure online banking. Whether you’re managing part-time job earnings, student loans, or everyday spending, this account helps you stay financially organized without extra costs or complications.
With zero monthly maintenance fees, instant transfers, and powerful mobile access, this is the best online current account for students who value independence and digital convenience.
Enjoy banking without worrying about maintenance charges — perfect for student budgets.
Manage your account, transfer money, and track spending easily with our secure digital banking tools.
Receive funds instantly from parents, jobs, or financial aid — no waiting time needed.
Bank with peace of mind. Your data and funds are protected with advanced encryption and monitoring.
Get automatic reports and track where your money goes — helping you build better financial habits.
Need a little extra during exam season? Access student-friendly overdraft options responsibly.
Any full-time or part-time student enrolled in a recognized institution in the USA or Canada can open a Student Current Account online with Heritage Credit Union.
No, the Student Current Account has no minimum balance requirement. You can open and maintain your account with any amount.
Yes, our secure mobile banking app lets you transfer money, check balances, and track expenses anytime, anywhere.
Domestic transactions are free. For international transfers, low-cost fees apply — still cheaper than traditional banks..
Simply click “Apply Now” and complete our secure online application — no need to visit a branch.
New cardholders can earn a $200 welcome bonus after spending $1,000 in purchases within the first 3 months of card membership. This bonus is in addition to the regular cashback rewards you'll earn on these purchases. The bonus will be credited to your rewards balance once you meet the spending requirement.
